Pioneer Country Development

 As a Certified Development Company (CDC), Pioneer Country Development, Inc. (PCDI) provides assistance in loan packaging and financing of businesses wanting to startup or expand their businesses.  Although originally limited to the 18 northwest Kansas counties, a few years ago, the Small Business Administration regulations changed to allow PCDI to “do projects” anywhere in Kansas.  

We are here to assist you with your entrepreneurial needs and/or small business loan needs by answering your questions and to assist you in accessing the financing that you need to fulfill your goals.  So whether you need help with small business loans, starting your own business, business finance, or other funding,  Pioneer Country Development can help. 

For more info. -  KACDC :: Home (kansasbusinessloans.com) 

Contact:  Julia Kollman or Randy Hrabe @ (785) 421-2151

For Business Planning assistance, contact the Kansas Small Business Development Center (KSBDC) at:  Home - Fort Hays State University (fhsu.edu) 

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 There are a variety of options for business financing, including:  SBA, Network Kansas Loan Programs, USDA Rural Development and various local and regional revolving loan funds.

The 7(a) Loan Program, SBA’s most common loan program, includes financial help for small businesses with special requirements. This is the best option when real estate is part of a business purchase, but it can also be used for: 

• Short and long-term working capital 
• Refinance current business debt 
• Purchase furniture, fixtures, and supplies 

The maximum loan amount for a 7(a) loan is $5 million. Key eligibility factors are based on what the business does to receive its income, its credit history, and where the business operates.

The CDC/504 Loan Program provides long-term, fixed rate financing of up to $5 million for major fixed assets that promote business growth and job creation.

504 loans are available through Certified Development Companies (CDCs), SBA's community-based partners who regulate non-profits and promote economic development within their communities. CDCs are certified and regulated by SBA.

 NetWork Kansas matching loan programs are designed to support private capital by providing matching funds to assist startups and existing businesses that are expanding. A variety of loan programs are offered based on geography, matching loan amounts, and project need. 

GAP financing may be provided thru the various Local and Regional Revolving Loan funds.